The issue of employability remains a major challenge in developing countries. This article studies the effects of financial inclusion on employability in a sample of 32
sub-Saharan African countries. The methodological approach mobilizes fuzzy set theory and binary probit modelling. The robustness of the results is alternatively
checked by a Multiple Correspondence Analysis on the variables used to construct the multidimensional index of financial inclusion. The results highlight an overall
financial inclusion index of 29.35% in the sample. They further show that financial inclusion improves employability in sub-Saharan Africa. An increase in the degree
of financial inclusion by 10 percentage points leads to an increase in the probability of having a job by 4.4 percentage points. Account ownership in a financial institu
tion, mobile money account ownership, savings, and access to borrowing are the main financial inclusion variables that positively affect employability in sub-Saharan
Africa. In terms of the implications of economic policies, public authorities should take measures aimed at the financial inclusion of populations by promoting their
access to financial services and electronic means of payment.
Financial inclusion , Employability , Fuzzy set theory , Sub-Saharan Africa